Identity Fraud Check
UK identity fraud check for KYC. Verify name, date of birth, and address against authoritative sources and screen against fraud risk databases.
Identity Fraud Check Overview
An Identity Fraud Check is a UK identity verification and identity fraud detection service.
It verifies a customer’s name, date of birth (DOB), and address against UK authoritative sources. It then screens the same details against fraud risk databases to help identify suspicious patterns.
🇬🇧 Currently, this service is available only for UK data sources.
Common use cases
It is particularly relevant for:
Account opening and registration (UK KYC): Verify identity details before activating an account.
Lending and credit applications: Reduce application fraud before credit decisioning.
Change of personal details: Verify new name, DOB, or address (UK address verification) during profile updates.
Account recovery and re-verification: Re-confirm identity before restoring access or reactivating accounts.
Analysis performed
The Identity Fraud Check applies a two-layer verification process. It validates both the authenticity of customer details and the customer’s fraud risk profile.
Detailed verification checks
Identity Verification
Verifies the following customer details against UK authoritative sources:
Name
Date of birth (DOB)
Address
Fraud Database Analysis
Screens customer details against high-risk data sources such as fraud, police, mortality, and known fake profile databases.
Sample result
The example below shows a representative Identity Fraud Check result for identity verification and fraud screening outcomes.
Use it to see how matched customer details, fraud indicators, and verification findings may appear in an Identity Fraud Check report.
This example is illustrative. Exact fields, values, and layout may vary by data source, workflow, configuration, and result.
Check duration
An Identity Fraud Check takes an average of 2 seconds to complete.
Frequently asked questions
Is Identity Fraud Check available outside the UK?
No.
Identity Fraud Check currently supports UK data sources only.
Which customer details does Identity Fraud Check verify?
Identity Fraud Check verifies:
Name
Date of birth
Address
It then screens the same details against fraud, police, mortality, and known fake profile databases.
How is Identity Fraud Check different from Multi-Bureau Check?
Identity Fraud Check is focused on UK identity verification plus fraud database screening.
Multi-Bureau Check focuses on identity and address verification across broader data sources and multiple supported countries.
Can I use Identity Fraud Check for account opening and account recovery?
Yes.
It is well suited for account opening, lending applications, profile detail changes, and account recovery or re-verification flows.
Can I use Identity Fraud Check inside a workflow?
Yes.
You can run Identity Fraud Check inside Workflows and combine it with checks such as Document Check, Identity Check, Proof of Address Check, and AML Screening Check.
Related checks
You’ll typically run Identity Fraud Check alongside:
Document Check for ID document verification.
Identity Check for biometric liveness verification.
Proof of Address Check to verify address evidence.
AML Screening Check for sanctions, PEP, and adverse media screening.
Related topics
Use these to run Identity Fraud Check inside a broader UK onboarding flow:
Workflows to orchestrate checks into a single customer journey.
Policies to apply consistent decision rules across journeys.
Smart Forms to collect customer details and attestations in the same flow.
Advanced Case Management to manage exceptions, tasks, and reviewer outcomes.