Identity Fraud Check
UK identity fraud check for KYC. Verify name, date of birth, and address against authoritative sources and screen against fraud risk databases.
About service
An Identity Fraud Check is a UK identity verification and identity fraud detection service.
It verifies a customer’s name, date of birth (DOB), and address against UK authoritative sources. It then screens the same details against fraud risk databases to help identify suspicious patterns.
🇬🇧 Currently, this service is available only for UK data sources.
Common use cases
It is particularly relevant for:
Account opening and registration (UK KYC): Verify identity details before activating an account.
Lending and credit applications: Reduce application fraud before credit decisioning.
Change of personal details: Verify new name, DOB, or address (UK address verification) during profile updates.
Account recovery and re-verification: Re-confirm identity before restoring access or reactivating accounts.
Analysis performed
The Identity Fraud Check applies a two-layer verification process. It validates both the authenticity of customer details and the customer’s fraud risk profile.
Detailed verification checks
Identity Verification
Verifies the following customer details against UK authoritative sources:
Name
Date of birth (DOB)
Address
Fraud Database Analysis
Screens customer details against high-risk data sources such as fraud, police, mortality, and known fake profile databases.
Check duration
An Identity Fraud Check takes an average of 2 seconds to complete.
Related checks
You’ll typically run Identity Fraud Check alongside:
Document Check for ID document verification.
Identity Check for biometric liveness verification.
Proof of Address Check to verify address evidence.
AML Screening Check for sanctions, PEP, and adverse media screening.
Related topics
Use these to run Identity Fraud Check inside a broader UK onboarding flow:
Workflows to orchestrate checks into a single customer journey.
Policies to apply consistent decision rules across journeys.
Smart Forms to collect customer details and attestations in the same flow.
Advanced Case Management to manage exceptions, tasks, and reviewer outcomes.