ComplyCube automatically generates an AML risk score for your clients.
A Risk Profile provides you with an AML risk score for a given client. It facilitates a risk-based framework for Client Due Diligence (CDD) and Enhanced Due Diligence (EDD). Furthermore, the risk profile will assist you in shaping your ongoing client relationship. Learn more about Risk Profile.
ComplyCube's proprietary risk model calculates the risk profile. The value of the overall score, or a constituent risk score, will be not_set if the client does not have sufficient details.
The Risk Profile object
The overall risk score. Valid values are:
This contains the country risk score and breakdown. Also, see the countryRisk object below.
This contains the political exposure risk score and breakdown. Also, see the politicalExposureRisk object below.
This contains the occupation risk score and breakdown. Also, see the occupationRisk object below.
This contains the watchlist risk score and breakdown. Also, see the watchlistRisk object below.
The date and time when the risk profile was updated.
The countryRisk object
The overall country risk score.
The country with the highest risk. This can be any country associated with the client, be it the nationality, birth country, address, etc. It will be the two-letter country ISO code.
This contains all the constituents used to derive the score for the country with the highest risk. It is an array of objects, comprising of the following:
source: The name of the country metrics publishing authority.
normalisedRiskScore: The normalised risk score for that authority.