Perform Multi-Bureau Check

Learn how to perform Multi-Bureau Check through the API.

Overview

This guide shows you how to run a Multi Bureau check using the ComplyCube API.

You can try this check right away using our Demo Postman Collection. It’s publicly accessible and requires no account.

Integration steps

Create a client

The first step in creating any check is to add a client from your backend server. A client can represent either a person or a company.

For this type of check, a client of type person must be created.

The response will contain an id (the Client ID). It is required for the next step.

Example request for creating a client

curl -X POST https://api.complycube.com/v1/clients \
     -H 'Authorization: <YOUR_API_KEY>' \
     -H 'Content-Type: application/json' \
     -d '{
           "type": "person",
           "email": "[email protected]",
           "personDetails": {
                "firstName": "John",
                "lastName": "Doe",
                "dob": "1990-01-01",
                "ssn": "123-45-6789"
            }
        }'

const { ComplyCube } = require("@complycube/api");

const complycube = new ComplyCube({ apiKey: "<YOUR_API_KEY>" });

const client = await complycube.client.create({
  type: "person",
  email: "[email protected]",
  personDetails: {
    firstName: "John",
    lastName: "Doe",
    dob: "1990-01-01",
    ssn: "123456789"
  }
});

from complycube import ComplyCubeClient
cc_api = ComplyCubeClient(api_key='<YOUR_API_KEY>')

new_client = {
    'type':'person',
    'email':'[email protected]',
    'personDetails': {
        'firstName':'John',
        'lastName':'Doe',
        'dob': '1990-01-01',
        'ssn': '123456789'
    }
}

client = cc_api.clients.create(**new_client)

use ComplyCube\ComplyCubeClient;

$ccapi = new ComplyCubeClient('<YOUR_API_KEY>');

$result = $ccapi->clients()->create([
    'type' => 'person',
    'email' => '[email protected]',
    'personDetails' => [
        'firstName' => 'John',
        'lastName' => 'Doe',
        'dob' => '1990-01-01',
        'ssn' => '123456789'
    ]
]);

using ComplyCube.Net;
using ComplyCube.Net.Resources.Clients;

var clientApi = new ClientApi(new ComplyCubeClient("<YOUR_API_KEY>"));

var newClient = new ClientRequest {
  type = "person",
  email = "[email protected]",
  personDetails = new PersonDetails {
    firstName = "John",
    lastName = "Doe",
    dob = "1990-01-01",
    ssn = "123456789"
  }
}

var client = await clientApi.CreateAsync(newClient);

Example response

The response will contain an id (the Client ID). It is required for the next step.

{
    "id": "5eb04fcd0f3e360008035eb1",
    "type": "person",
    "email": "[email protected]",
    "personDetails": {
        "firstName": "John",
        "lastName": "Doe",
        "dob": "1990-01-01",
        "ssn": "123-45-6789"
    },
    "createdAt": "2025-01-04T17:24:29.146Z",
    "updatedAt": "2025-01-04T17:24:29.146Z"
}

Create an address

Create an address by providing the Client ID and address details.

The response will contain an id (the Address ID). It is required later.

Example request for creating an address

curl -X POST https://api.complycube.com/v1/addresses \
     -H 'Authorization: <YOUR_API_KEY>' \
     -H 'Content-Type: application/json' \
     -d '{
            "clientId":"5eb04fcd0f3e360008035eb1",
            "line": "47th Test Avenue 323",
            "city": "Manhattan",
            "postalCode": "10001",
            "state": "NY",
            "country": "US"
        }'

new_address = {    
    'line': '47th Test Avenue 323',
    'city': 'Manhattan',
    'postalCode': '10001',
    'state': 'NY',
    'country': 'US'
}

address = cc_api.addresses.create('5eb04fcd0f3e360008035eb1',**new_address)

$address = $ccapi->address()->create(
    '5eb04fcd0f3e360008035eb1',
    [
        'line' => '47th Test Avenue 323',
        'city' => 'Manhattan',
        'postalCode' => '10001',
        'state' => 'NY',
        'country' => 'US'
    ]
);

var addressRequest = new AddressRequest {
  clientId = "5eb04fcd0f3e360008035eb1",
  line = "47th Test Avenue 323",
  city = "Manhattan",
  postalCode = "10001",
  state = "NY",
  country = "US"
};

var address = await addressApi.CreateAsync(addressRequest);

Example response

{
    "id": "5ebd40714f23960008c81528",
    "clientId":"5eb04fcd0f3e360008035eb1",
    "line": "47th Test Avenue 323",
    "city": "Manhattan",
    "postalCode": "10001",
    "state": "NY",
    "country": "US",
    "createdAt": "2021-01-04T17:25:21.116Z",
    "updatedAt": "2021-01-04T17:25:21.116Z"
}

Create a check

Create a check by providing the Client ID, Address ID, and check type.

The response will contain an id (the Check ID). It is required for the next step.

Example request for creating a check

curl -X POST https://api.complycube.com/v1/checks \
     -H 'Authorization: <YOUR_API_KEY>' \
     -H 'Content-Type: application/json' \
     -d '{
          "clientId":"5eb04fcd0f3e360008035eb1",
          "addressId":"5ebd40714f23960008c81528",
          "type": "multi_bureau_check"
        }'

var checkRequest = new CheckRequest {
  clientId = "5eb04fcd0f3e360008035eb1",
  addressId = "5ebd40714f23960008c81528",
  type = "multi_bureau_check"
};

var check = await checkApi.CreateAsync(checkRequest);

Example response

{
    "id": "65c12a6426d2ab000814037e",
    "entityName": "John Doe",
    "type": "multi_bureau_check",
    "clientId": "5eb04fcd0f3e360008035eb1",
    "addressId": "5ebd40714f23960008c81528",
    "status": "pending",
    "createdAt": "2025-01-04T17:25:21.116Z",
    "updatedAt": "2025-01-04T17:25:21.116Z"
}

Retrieve results

ComplyCube will then run the check. You can retrieve its outcome and detailed breakdown via the API, or review the results in the Portal.

If you have set up webhooks, you’ll also receive a notification once the check is complete.

Example request for retrieving the check outcome

curl -X GET https://api.complycube.com/v1/checks/5ebd40714f23960008c81527 \
     -H 'Authorization: <YOUR_API_KEY>'

Example response

{
   "id": "65c12a6426d2ab000814037e",
   "entityName": "John Doe",
   "type": "multi_bureau_check",
   "clientId": "5eb04fcd0f3e360008035eb1",
   "addressId": "5ebd40714f23960008c81528",
   "status": "complete",
   "result": {
      "outcome": "clear",
      "breakdown": {
         "name": {
            "outcome": "clear",
            "breakdown": [
               {
                  "status": "clear",
                  "source": "commercial_database",
                  "country": "US",
                  "hits": 1
               },
               {
                  "status": "clear",
                  "source": "government_authority",
                  "country": "US",
                  "hits": 1
               }
            ]
         },
         "address": {
            "outcome": "clear",
            "breakdown": [
               {
                  "status": "clear",
                  "source": "government_authority",
                  "country": "US",
                  "hits": 1
               }
            ]
         },
         "dob": {
            "outcome": "clear",
            "breakdown": [
               {
                  "status": "clear",
                  "source": "commercial_database",
                  "country": "US",
                  "hits": 1
               },
               {
                  "status": "clear",
                  "source": "government_authority",
                  "country": "US",
                  "hits": 1
               }
            ]
         },
         "idNumber": {
            "outcome": "clear",
            "breakdown": [
               {
                  "status": "clear",
                  "source": "commercial_database",
                  "country": "US",
                  "hits": 1
               }
            ]
         },
         "additionalChecks": {
            "outcome": "not_processed"
         }
      }
   },
   "createdAt": "2025-01-04T17:25:21.116Z",
   "updatedAt": "2025-01-04T17:25:21.116Z"
}

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hashtagOverview

hashtagIntegration steps

hashtagCreate a client

hashtagCreate an address

hashtagCreate a check

hashtagRetrieve results

Overview

Integration steps

Create a client

Create an address

Create a check

Retrieve results