Risk Profile

ComplyCube automatically generates an AML risk score for your clients.

A Risk Profile provides you with an AML risk score for a given client. It facilitates a risk-based framework for Client Due Diligence (CDD) and Enhanced Due Diligence (EDD). Furthermore, the risk profile will assist you in shaping your ongoing client relationship. Learn more about Risk Profile.

ComplyCube's proprietary risk model calculates the risk profile. The value of the overall score, or a constituent risk score, will be not_set if the client does not have sufficient details.

The Risk Profile object

Attribute

Type

Description

overallRisk

string

The overall risk score. Valid values are:

  1. low

  2. medium

  3. high

  4. not_set

countryRisk

object

This contains the country risk score and breakdown. Also, see the countryRisk object below.

politicalExposureRisk

object

This contains the political exposure risk score and breakdown. Also, see the politicalExposureRisk object below.

occupationRisk

object

This contains the occupation risk score and breakdown. Also, see the occupationRisk object below.

watchlistRisk

object

This contains the watchlist risk score and breakdown. Also, see the watchlistRisk object below.

updatedAt

string

The date and time when the risk profile was updated.

The countryRisk object

Attribute

Type

Description

risk

string

The overall country risk score.

country

string

The country with the highest risk. This can be any country associated with the client, be it the nationality, birth country, address, etc. It will be the two-letter country ISO code.

breakdown

array[object]

This contains all the constituents used to derive the score for the country with the highest risk. It is an array of objects, comprising of the following:

  1. source: The name of the country metrics publishing authority.

  2. normalisedRiskScore: The normalised risk score for that authority.

The politicalExposureRisk object

Attribute

Type

Description

risk

string

The political exposure risk score.

checkId

string

The check ID that triggered the score.

The occupationRisk object

Attribute

Type

Description

risk

string

The political exposure risk score.

checkId

string

The related check ID that triggered the score.

occupationCategory

string

The occupation category has been risk assessed.

occupationTitle

string

The occupation title has been risk assessed.

The watchlistRisk object

Attribute

Type

Description

risk

string

The watchlist risk score.

checkId

string

The check ID that triggered the score.

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